Chapter 5 & 6 Discussion Questions
1) Discuss the differences between individual coverage and group coverage, fully insured plans and self-funded plans, and single coverage and family coverage. 2) Summarize the main requirements of the PPACA. Do you think that the government should require that everyone has health insurance? Explain your answer. 3) Summarize three broad health-care plan design alternatives. 4) Describe the principles of fee-for-service plans and managed care plans. What are the similarities and differences? 5) Describe the consumer-driven approach and explain the role that spending accounts or arrangements play in this approach. 6) Prior to the enactment of workers’ compensation laws, injured employees could choose not to pursue compensation, or they could file a lawsuit. List and briefly define the three common-law defenses that employers could mount to earn liability. 7) Briefly discuss the origins of disability insurance and workers’ compensation insurance programs in the US. 8) Briefly discuss the origins of disability insurance and workers’ compensation insurance programs in the US.
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